[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.annadea.cz\/proc-byste-si-nepujcili\/#Article","mainEntityOfPage":"https:\/\/www.annadea.cz\/proc-byste-si-nepujcili\/","headline":"Pro\u010d byste si nep\u016fj\u010dili?","name":"Pro\u010d byste si nep\u016fj\u010dili?","description":"St\u00e1v\u00e1 se, a to naprosto b\u011b\u017en\u011b, \u017ee lid\u00e9 nemohou zaplatit za v\u0161echno, co pot\u0159ebuj\u00ed, a pak si tedy berou p\u016fj\u010dky, aby dok\u00e1zali vy\u017e\u00edt. Jen\u017ee zat\u00edmco dostat p\u016fj\u010dku znamen\u00e1 v prvn\u00ed chv\u00edli si polep\u0161it, m\u00e1 to i svou odvr\u00e1cenou str\u00e1nku, j\u00ed\u017e je nutnost takovou p\u016fj\u010dku spl\u00e1cet. A pro d\u016fkaz, \u017ee je to pravda, nemus\u00edme chodit daleko. […]","datePublished":"2023-07-25","dateModified":"2023-10-11","author":{"@type":"Person","@id":"https:\/\/www.annadea.cz\/author\/#Person","name":"","url":"https:\/\/www.annadea.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"annadea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.annadea.cz\/wp-content\/uploads\/m_3.jpg","url":"https:\/\/www.annadea.cz\/wp-content\/uploads\/m_3.jpg","height":0,"width":0},"url":"https:\/\/www.annadea.cz\/proc-byste-si-nepujcili\/","about":["Pen\u00edze"],"wordCount":421,"articleBody":"   St\u00e1v\u00e1 se, a to naprosto b\u011b\u017en\u011b, \u017ee lid\u00e9 nemohou zaplatit za v\u0161echno, co pot\u0159ebuj\u00ed, a pak si tedy berou p\u016fj\u010dky, aby dok\u00e1zali vy\u017e\u00edt. Jen\u017ee zat\u00edmco dostat p\u016fj\u010dku znamen\u00e1 v prvn\u00ed chv\u00edli si polep\u0161it, m\u00e1 to i svou odvr\u00e1cenou str\u00e1nku, j\u00ed\u017e je nutnost takovou p\u016fj\u010dku spl\u00e1cet. A pro d\u016fkaz, \u017ee je to pravda, nemus\u00edme chodit daleko. O tom vypov\u00edd\u00e1 v\u00edc ne\u017e z\u0159ejm\u011b na\u0161e sou\u010dasn\u00e1 situace.A jak\u00e1 \u017ee na\u0161e dne\u0161n\u00ed situace je? Bohu\u017eel nijak radostn\u00e1. Dom\u00e1cnosti si nabraly p\u016fj\u010dky, ov\u0161em daleko h\u016f\u0159e ne\u017e d\u0159\u00edve je spl\u00e1cej\u00ed. A ve srovn\u00e1n\u00ed s koncem poloviny lo\u0148sk\u00e9ho roku maj\u00ed o 6,4 procenta v\u00edce nesplacen\u00fdch \u00fav\u011br\u016f, a to hlavn\u011b spot\u0159ebitelsk\u00fdch p\u016fj\u010dek, co\u017e p\u0159edstavuje 29,2 miliardy korun. Ka\u017ed\u00fd dlu\u017en\u00edk tak v pr\u016fm\u011bru nesplatil skoro \u010dtvrt milionu korun, kter\u00e9 splatit m\u011bl, a po\u010det takov\u00fdch dlu\u017en\u00edk\u016f vystoupal. Na konci \u010dervna evidovaly registry dlu\u017en\u00edk\u016f celkov\u00e9 dluhy ve v\u00fd\u0161i 3,22 bilionu korun, co\u017e je meziro\u010dn\u00ed n\u00e1r\u016fst o 81,1 miliardy korun. Plus je t\u0159eba konstatovat i to, \u017ee ka\u017ed\u00e1 des\u00e1t\u00e1 dom\u00e1cnost nem\u00e1 \u017e\u00e1dn\u00e9 finan\u010dn\u00ed rezervy a t\u0159etina dom\u00e1cnost\u00ed by ze sv\u00fdch \u00faspor vydr\u017eela nanejv\u00fd\u0161 m\u011bs\u00edc.P\u0159es polovinu na\u0161ich dom\u00e1cnost\u00ed m\u00e1 obt\u00ed\u017ee se zvl\u00e1d\u00e1n\u00ed sv\u00fdch v\u00fddaj\u016f, ka\u017ed\u00fd \u0161est\u00fd z n\u00e1s v uplynul\u00e9m roce nezvl\u00e1dl zaplatit aspo\u0148 jeden naprosto b\u011b\u017en\u00fd v\u00fddaj. Tak zle na tom dnes na\u0161i lid\u00e9 jsou. A kdy\u017e pot\u0159ebuj\u00ed pen\u00edze, aby to zvl\u00e1dli? Pak si mus\u00ed br\u00e1t p\u016fj\u010dky. Kter\u00e9 jim ale v takov\u00e9 situaci jen tak n\u011bkdo neposkytne.Ov\u0161em hlavn\u00ed je tu nikdy se nevzd\u00e1vat. A kdy\u017e banky odm\u00edtaj\u00ed pomoci, mohou p\u0159ij\u00edt na \u0159adu i nebankovn\u00ed spole\u010dnosti. Pro\u010d by ne? V\u017edy\u0165 jejich ne\u00fa\u010delov\u00e1 hypot\u00e9ka dok\u00e1\u017ee \u010dasto pomoci i zd\u00e1nliv\u011b beznad\u011bjn\u011b ztracen\u00fdm z\u00e1jemc\u016fm. Pokud tedy tito dok\u00e1\u017eou zaru\u010dit splacen\u00ed p\u016fj\u010den\u00fdch pen\u011bz nemovitost\u00ed.A kdy\u017e n\u011bkdo nab\u00eddne nebankovn\u00ed spole\u010dnosti z\u00e1ruku tohoto typu, m\u016f\u017ee p\u0159ekonat i tak slo\u017eitou dobu, jako je ta na\u0161e. Kdy to mnoz\u00ed nezvl\u00e1daj\u00ed a pot\u0159ebuj\u00ed pomoc.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d byste si nep\u016fj\u010dili?","item":"https:\/\/www.annadea.cz\/proc-byste-si-nepujcili\/#breadcrumbitem"}]}]